Home Improvement Loan

We may be able to offer you an interest free loan to carry out essential repairs or improvements to your home in the following circumstances:-

  • You own and live in your home or you are a tenant with responsibility for repairs
  • You have lived in your home continuously for the last 12 months
  • You are in receipt of a qualifying benefit 
  • You are not in receipt of a qualifying benefit but are assessed as being unable to raise a loan from a high street lender following a means test by the Council
  • The works requested are necessary to protect the health, safety and welfare of the occupiers
  • You are not able to raise the funds to carry out the works from other recognised and reputable sources such as the Green Deal

There are 2 types of loan available depending on your circumstances:-

  • An interest free monthly repayment loan of up to £3,000
  • An interest free secured loan of up to £5,000 with no monthly repayments which is repaid when your home is sold

How do I apply?

You can enquire about a loan by contacting the Contact Centre on
01785 61900.

Your enquiry will be passed to Revival, the Council's Home Improvement Agency, who will contact you to discuss the works you would like carried out and the best way to fund them.

Qualifying Benefits

If you are in receipt of any of the following benefits the Council may consider you for a Home Improvement Loan:-

  • Income Support
  • Housing Benefit
  • Income based job seekers allowance
  • Income based employment and support allowance
  • Working families tax credit
  • Industrial injuries disablement benefit
  • War disablement pension
  • Child tax credit (Income of less than £16,040)
  • Working tax credit (Income of less than £16,040)
  • Guaranteed Pension Credit
  • Local Council Tax Reduction 
Contact
Tel: 01785 619000
Email: ehtechsupport@staffordbc.gov.uk
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